A1-02
——
31 OCT 2026
DTCC Tokenization Service — full production
T−30
A1-03
——
31 DEC 2026
Federal Reserve payment accounts — permissioned access to Fed rails goes live
T−91
A1-04
——
18 JAN 2027
GENIUS Act takes effect — Treasury: no stablecoin issued in the US without a license
T−109
A1-05
——
30 JUN 2027
The Clearing House tokenized deposit network — JPMorgan, Bank of America, Citi, Wells Fargo
T−272
A1-06
——
30 JUN 2027
21-bank USD stablecoin — Bank of America, Citi, Goldman Sachs, Wells Fargo, UBS and others
T−272
A1-07
——
18 JUL 2028
GENIUS transition ends — Treasury: exchanges and wallets may only offer licensed-issuer stablecoins
T−656